:root {
  --bg:#f2f6fb;
  --panel:#ffffff;
  --soft:#e8edf7;
  --text:#253044;
  --muted:#647188;
  --accent:#556f95;
  --accent2:#d9c9a5;
  --line:#dfe5ee;
  --white:#ffffff;
}
* { box-sizing:border-box; }
body { margin:0; font-family:Arial, Helvetica, sans-serif; background:linear-gradient(180deg,var(--bg),#fff 62%); color:var(--text); line-height:1.62; }
a { color:inherit; }
.wrap { width:min(1080px, calc(100% - 34px)); margin:0 auto; }
.site-header { background:var(--panel); border-bottom:1px solid var(--line); }
.navrow { display:grid; grid-template-columns:auto 1fr; gap:22px; align-items:center; padding:15px 0; }
.brand img { display:block; width:225px; max-width:54vw; height:auto; }
.menu { display:flex; gap:10px; justify-content:flex-end; flex-wrap:wrap; }
.menu a { text-decoration:none; padding:10px 13px; border:1px solid transparent; border-radius:12px; color:var(--muted); font-size:14px; }
.menu a.active, .menu a:hover { border-color:var(--line); background:#fff; color:var(--text); }
.hero { padding:48px 0 30px; }
.hero-grid { display:grid; grid-template-columns:.88fr 1.12fr; gap:28px; align-items:center; }
.eyebrow { display:inline-block; color:var(--accent); font-weight:700; font-size:13px; text-transform:uppercase; letter-spacing:.08em; }
h1 { font-size:clamp(32px, 5.5vw, 58px); line-height:1.06; margin:15px 0; letter-spacing:-1.2px; }
h2 { font-size:clamp(24px, 3vw, 36px); line-height:1.2; margin:0 0 12px; }
h3 { margin:0 0 8px; font-size:20px; }
.lead { color:var(--muted); font-size:18px; }
.hero img, .feature-image img { width:100%; height:auto; border-radius:20px; border:9px solid #fff; box-shadow:0 18px 50px rgba(36,47,69,.12); }
.actions { display:flex; flex-wrap:wrap; gap:12px; margin-top:24px; }
.btn { display:inline-flex; text-decoration:none; padding:12px 17px; border-radius:10px; background:var(--accent); color:#fff; font-weight:700; }
.btn.alt { color:var(--text); background:var(--soft); }
.section { padding:36px 0; }
.panel { background:rgba(255,255,255,.86); border:1px solid var(--line); border-radius:24px; padding:26px; }
.grid3 { display:grid; grid-template-columns:repeat(3,1fr); gap:15px; }
.grid2 { display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.card { background:var(--panel); border-left:4px solid var(--accent2); border-radius:18px; padding:20px; box-shadow:0 8px 24px rgba(26,42,60,.05); }
.card p, .panel p { color:var(--muted); }
.steps { display:grid; grid-template-columns:repeat(3,1fr); gap:14px; }
.step { background:#fff; border:1px solid var(--line); border-radius:18px; padding:20px; }
.step strong { display:block; color:var(--accent); margin-bottom:8px; }
.breadcrumb { color:var(--muted); font-size:14px; padding-top:22px; }
.breadcrumb a { text-decoration:none; }
.faq details { background:var(--panel); border:1px solid var(--line); border-radius:15px; padding:15px 17px; margin:10px 0; }
.faq summary { cursor:pointer; font-weight:700; }
.site-footer { margin-top:42px; background:var(--panel); border-top:1px solid var(--line); padding:32px 0 18px; }
.footer-grid { display:grid; grid-template-columns:1fr 1fr 1fr; gap:22px; }
.footer-grid p { color:var(--muted); margin:7px 0; }
.footer-grid a { color:var(--muted); text-decoration:none; }
.legal-line { display:flex; justify-content:space-between; gap:14px; border-top:1px solid var(--line); margin-top:21px; padding-top:15px; color:var(--muted); font-size:13px; }
.small { font-size:14px; }
@media (max-width:820px) {
  .navrow, .hero-grid, .grid2, .footer-grid { display:block; }
  .menu { justify-content:flex-start; margin-top:12px; }
  .grid3, .steps { grid-template-columns:1fr; }
  .hero img { margin-top:22px; }
  .legal-line { flex-direction:column; }
}